Investing 101

Why Property? The Power Of Leverage

The thing that makes property an amazing investment choice doesn’t necessarily have anything to do with the property itself. What makes it amazing is the ability to use leverage to borrow money in order to purchase the property and benefit from gains on the full value of the property.

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The property cycle

While we don’t prescribe to the idea that there’s a ‘right’ time to invest in property, that doesn’t mean that the property cycle doesn’t impact your ability to buy or hold a property. So, it’s important that you’re aware of what each stage of that cycle is, so you know what to expect.

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What drives growth in Investment property?

Regional influences:

  • Localised economic plan
  • Strong underlying population growth
  • New jobs – giving people reason to move into the area
  • Council infrastructure and planning – to support the population growth and making it an attractive place to live
  • Council investment
  • Shortage of rentals in the area – meaning there will demand for these as they become available
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The top 5 investment Criteria

While you’ll have your own criteria when it comes to purchasing an investment property that helps you achieve your financial goals, these are the top 5 criteria we think all investors should consider.

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New vs Existing

When looking to purchase an investment property, we recommendation that you buy new. While there’s nothing inherently wrong with buying an existing property as an investment, a new build comes with a raft of benefits making them more cost-effective to buy and hold for the long term.

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Buying for growth or yield

When buying an investment property – you’re generally buying to solve one of two needs – long-term capital growth, or passive income through rental yield.

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Property Typology

While there’s no right or wrong type of property, the property’s typology can have a hand in its profitability. Typology can also influence the purchase price of the property, making some property types more accessible than others – especially for first-time investors.

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Turn-key vs Land & Build

Because we advocate buying new build properties, most of the houses we recommend to clients will be bought off the plans, and they’ll either be classified as a turnkey or land and build package.

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